Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

4. We can help you find the BEST Mortgage Specialist to help you understand all the cost associated with buying property in Vermont.

5.  If you are planning on making an offer in the near future it's important to clearly understand your financial situation. 

Today's sellers will not consider your offer as serious unless you have a pre approval letter from an established mortgage provider.
Many of our clients have raved about the services of Cheryl Farley of Guaranteed Rate.  She can help  guide you through the confusing number of mortgage products and find the best suited to your needs.  She will do a quick review of your financial situation and help you understand all the related cost of buying a house in Vermont.

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